Insurance

Risk intelligence for every insurance decision.

Osprey turns complex, fragmented risk into trusted, location-specific intelligence for underwriting, exposure, claims and reinsurance teams, before and after a risk is written.

Key benefits for insurers

Reduce uncertainty. Insure with confidence.

Better Risk Selection

Access rich, evidence-led risk data and price with confidence.

Exposure Management

Monitor risk at zone level to manage aggregation and accumulation exposure with precision.

Fewer Surprises

Track developing Situations with proactive alerts and stay ahead of emerging risk.

Operational Efficiency

Streamline underwriting workflows with intelligence that fits the systems you already use.

Stronger Decisions

Give your teams clear, location-specific insight to decide faster and with confidence.

Built for insurers

Purpose-built for every line of business

Osprey maps global hazards, including conflict, political violence, terrorism and civil unrest, so you always know where risk is elevated and where it isn’t. Trusted data, proven technology and expert analysis turn that picture into risk intelligence you can act on.

Aircraft operate across airspace and sit at airports where conflict and political violence can escalate quickly. Osprey brings its established aviation risk expertise to hull war underwriting, showing where hazards are elevated across the airspace and airports your insured fleets use.

Fixed-location exposures can sit in zones where risk differs sharply within a single country. Osprey maps each hazard at zone level, so you can compare locations on a like-for-like basis and see how a portfolio accumulates beneath its territorial rating.

Cargo is exposed at ports, at chokepoints, and along trade corridors, often across several territories. Osprey shows where hazards are elevated across the ports and corridors you underwrite to, and how developing events affect the areas your cargo moves through.

Solutions for the insurance value chain

From first quote to final claim.

Osprey’s risk intelligence gives underwriting, claims, portfolio, and reinsurance teams one shared view of risk, built on the same verified Events and reused wherever a decision is made.

Risk Intelligence

The model behind every score.

Every score starts with a verified Event and ends with a decision you can defend. In between, three building blocks turn raw hazard data into something you can actually underwrite against.

Evidence you can trace

Access rich, evidence-led risk data and price with confidence.

Know which peril you're facing

Monitor risk at zone level to manage aggregation and accumulation exposure with precision.

Follow events as they unfold

Track developing Situations with proactive alerts and stay ahead of emerging risk.

See risk through your territories

Streamline underwriting workflows with intelligence that fits the systems you already use.

API services

Query by zone. Build what you need.

Send a coordinate, an airport code or a country, and one endpoint returns the Theme-level score, any live Situations and the Environment summary that cover it. Everything the platform shows on screen, your systems can call directly.

Query any zone

Send coordinates, an airport code or a country, and get a Theme-level score back in milliseconds.

Subscribe to Situations

Webhook alerts fire the moment a tracked Situation's footprint changes.

Built on open standards

REST, JSON and documentation written by engineers, not marketing.

Same data, one method

Every endpoint uses the same zone-based scoring, so a call to Jakarta and a call to Lagos return numbers you can compare.

Risk Intelligence

The model behind every score.

Every score starts with a verified Event and ends with a decision you can defend. In between, three building blocks turn raw hazard data into something you can actually underwrite against.

Evidence you can trace

Every assessment is built on verified, evidenced incidents, so you can see what sits behind each score.

Know which peril you're facing

Risk is broken down by hazard, from conflict to civil unrest, so you can match exposure to the right exclusions and wordings.

Follow events as they unfold

Developing events are tracked for as long as they run, so you can quickly see which insured locations fall inside them.

See risk through your territories

View every hazard and developing event across the countries, ports, and regions you already underwrite to.

API services

Query by zone. Build what you need.

Send a coordinate, an airport code or a country, and one endpoint returns the Theme-level score, any live Situations and the Environment summary that cover it. Everything the platform shows on screen, your systems can call directly.

Query any zone

Send coordinates, an airport code or a country, and get a Theme-level score back in milliseconds.

Subscribe to Situations

Webhook alerts fire the moment a tracked Situation's footprint changes.

Built on open standards

REST, JSON and documentation written by engineers, not marketing.

Same data, one method

Every endpoint uses the same zone-based scoring, so a call to Jakarta and a call to Lagos return numbers you can compare.

TRUSTED INTELLIGENCE. MEASURABLE IMPACT.
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Countries assessed daily

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Alerts and notifications sent monthly

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Platform uptime, 24/7

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Aviation clients worldwide

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Average time from event to alert

Why the insurance market chooses Osprey

Everything you need to manage insurance risk with confidence.

Hazard-level insight


See which hazard drives each score, from conflict to civil unrest.

High-resolution scoring

Consistent scores beneath country level, where pricing and accumulation really differ.

Dynamic event tracking

Real-time updates on developing events and the insured locations they affect.

Forward-looking forecasts


Risk forecasting that helps you anticipate change before it reaches your portfolio.

One portfolio view

Every location and developing event, mapped to the territories you underwrite to.

FAQs

What is geopolitical risk intelligence for insurers?

Geopolitical risk intelligence is data and analysis showing how conflict, political violence, terrorism and civil unrest affect specific locations and assets. Insurers use it to support underwriting, pricing and exposure decisions.

Osprey gives insurers location-specific risk scores and Theme-level hazard data, so underwriters can assess, price, write, monitor and review risk with confidence.

A zone, or Theme Risk Area, is a geographic unit where hazard levels stay consistent, making it the natural unit for accumulation. A territory is the contractual or reporting boundary, such as a country or region, and can contain several different zones. The rule: rate and accumulate on the zone, report and contract on the territory.

Yes. Osprey assesses risk across countries, airspace, ports and corridors worldwide, giving insurers and reinsurers a consistent view of exposure wherever their portfolio sits.

Ready to strengthen your portfolio?

See how Osprey helps you understand risk, protect your book and grow with confidence.